Did you know 1 out of 5 houses in Florida are in a special flood zone. Let’s say you have been working hard looking at all the houses in an area and you finally find the perfect one. Amazing front, beautiful paint, huge backyard everything you could ever want but…
Boca Raton Cash Out Refinance, Is It The Right Time?
If you live in Boca Raton, or anywhere in Florida, you might be considering a cash-out refinance. Why not? rates are low, the property value is increasing and you can use the extra cash. For some, it is a great move and for some, it might not be. In this…
8 Steps Of The Mortgage Loan Process
Purchasing a home is a big step if you are not paying all cash you will need to go through the mortgage loan process. This involves a lot of phone calls and emails. Back and forth with a number of professionals that in the end help you get inside your…
List of Kosher Restaurants In Boca Raton
Kosher restaurants in Boca Raton are not hard to come by. As the years go on more and more kosher restaurants open up in the Boca Raton area. Here is our list of kosher restaurants in Boca Raton if you are visiting town or looking for a new place. Boca…
Buy Vs Rent A House In Florida
An age-old question is which is better to buy vs rent a house in Florida. Both sides do have their pros and cons. If you are planning to move to the sunshine state here are some advantages and disadvantages of buying or renting a home. Everyone is different and everyone…
How Much Does An Appraisal Cost For A Home
An appraisal is an independent third party that looks at a home and gives a fair market value based on numerous factors about the property. Of course, these are professionals are taking time out of their day to come and look at a house for hours so how much does…
What Is Included In Closing Costs In Florida
Closing costs are the cost of doing a real estate transaction. Lender, title, insurance, and mortgage broker, fees are included in closing costs and can be found in the closing disclosure. Generally closing costs can be around 3% to 6% of the sales price of the home. Closing costs are…
What Is a Loan Modification And How Does It Work In 2020
If you are falling behind your mortgage payments or can’t afford your current mortgage for personal reasons you have two main options. Apart from foreclosure and bankruptcy, you can do a loan modification or a refinance. A loan modification is a change in loan terms on the current mortgage you…
How Much Does It Cost To Refinance A Mortgage In 2020
Refinancing a mortgage is the process of paying off the old mortgage and getting a brand new one. While there is a cost to refinance a mortgage it can be worth it in savings. The main objective of refinancing is to lower the monthly payments. You can also change terms…
Mortgage Pre-Approval Process For New Home Buyers
When shopping for a new home many sellers would want a buyer to have a mortgage pre-approval before even negotiating on the property. What is a pre-approval letter and what is the process to get one? A pre-approval is a letter from the lender saying this person given all the…