The 2026 conforming loan limit for Palm Beach County is $832,750. Cross that line and you are in jumbo territory — tighter credit, higher down payments, reserve requirements, and lender-specific overlays. Here is what Boca Raton buyers need to know.
The 2026 FHA loan limit for a single-family home in Palm Beach County is $667,000. Learn how the limit works, what it means for your home search, and how it compares to conventional limits.
Condo financing in Boca Raton requires two approvals: yours and the building’s. Learn what the condo questionnaire checks, Florida’s post-Surfside inspection and reserve rules, and why projects become non-warrantable.
Florida LLC member? Learn what mortgage lenders may review: K-1s, distributions, guaranteed payments, business liquidity, and loan options.
Using partnership or LLC income for a Florida mortgage? Learn what lenders review, from K-1s and business returns to distributions, liquidity, and alternatives.
Florida business owner mortgage options: tax returns, K-1 income, S-corp wages, bank statements, assets, non-QM and DSCR loans.
Florida S-corp owner? Learn how wages, distributions, K-1 income, and business returns may affect mortgage pre-approval.
If you own a business, partnership, or S-corp in Florida, your Schedule K-1 income may help you qualify for a mortgage — but lenders look at more than just the form. Here is what to gather before you apply.
Receiving private-note or installment-sale payments? See what Florida mortgage borrowers should document before using notes receivable income to qualify.
Can capital gains count as mortgage income in Florida? Learn what lenders review, what documents help, and when asset or non-QM options may fit.
